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There is a good selection of credit cards available for those with good or excellent credit.
The list of credit cards available to those with good credit is as follows: Platinum, Gold, Reward or Rebate, Business and College-Student credit cards.
It would depend on your personal situation and how good your credit rating is to determine which one would suit you best.
Platinum Credit Cards are the most popular type of credit card around.
These are considered to be the best cards to have because they usually have no annual fee, lower interest rates and higher credit limits.
However, excellent credit is required to qualify for these benefits.
Gold Credit Cards are a second best choice for those who don't have the perfect credit required for a platinum card.
Gold card benefits generally aren't as good as the platinum, but still allow you the privilege of obtaining a credit card with reasonable terms.
Reward or Rebate Cards are two other increasingly popular cards to have.
These cards give you free offers or cash back on your purchases.
They work best for people who spend a high dollar amount on their cards or on one particular item.
For e.
g.
a travel card would be best suited to someone who travels on a regular basis.
With a travel reward card you can receive free flights and other travel related benefits.
Reward and rebate cards require excellent credit to qualify for their special benefits.
Many require an annual fee, so it is best to compare offers before applying.
Business Credit Cards can be customized with your business name on them.
A valuable reason to having this type of card is to keep your personal and business expenses separate.
Also, with detailed expense management reports, it's the perfect card for anyone in business who would like to keep their bookkeeping well organized.
Like the platinum card, business cards require excellent credit but also offer the best terms.
Student Cards are ideal for anyone looking to get their first credit card.
Good credit or at least no bad credit is required to qualify for this type of card.
The benefits of a student card are similar to that of a gold card.
A great starter credit card!They are generally available for college students aged 18 to 26 Whether your credit is just good enough for a Student or Gold card, or you have excellent credit for the best Platinum, Reward or Business credit cards, the choice is yours.
And now that you know what the different cards have to offer that choice will be a better informed one.

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