Bankruptcy : Business & Finance

- Rss

How to File for Bankruptcy Online for Debts

How to File for Bankruptcy Online for Debts

Facing an impending bankruptcy filing can be emotionally difficult and time consuming. Online companies provide paid bankruptcy filing services to individuals and businesses wanting to file a Chapter 7 or Chapter 13 bankruptcy. Filing for bankruptcy online removes some steps from the filing process,......[Read More]
Tips on Negotiating Debt Reduction

Tips on Negotiating Debt Reduction

When a person runs up a considerable debt with one or more creditors, it can often behoove him to attempt to negotiate with the lenders so that they agree to accept a payment less than the total amount owed. Borrowers can achieve greater success in these negotiations by following a few.........[Read More]
The Pros and Cons of a Credit Card Debt Settlement or Negotiation

The Pros and Cons of a Credit Card Debt Settlement or Negotiation

Debt settlement or negotiation is the process of requesting a lower pay-off balance from your credit card company. If you find that your debt is getting out of control, it would be easier to pay your debt if you could get the credit companies to agree to a lower balance. There are pros and cons to d......[Read More]
Overview of the Revision of Bankruptcy Law of 2005

Overview of the Revision of Bankruptcy Law of 2005

Filing for Bankruptcy is a highly personal decision. Its effect can be all pervading and could also affect your psyche. But it can be an option or a life line to get out of your debts and start life afresh with a clean slate.......[Read More]
Can You Keep Your Car If You File For Bankruptcy?

Can You Keep Your Car If You File For Bankruptcy?

This is a tough decision to make and before we get into whether or not you can keep your car if you file for bankruptcy we need to cover some basics so that you know whether or not you are making the right decision to file. You need to know what your options are because too many people file that sho......[Read More]
Business Bankruptcy - Is It Right For Your Business?

Business Bankruptcy - Is It Right For Your Business?

Business bankruptcy makes sense for many companies, but it isn't for everybody. Find out if you should file for bankruptcy and if not, what options do you have.......[Read More]
Bankruptcy Forms

Bankruptcy Forms

Bankruptcy filing can be a tedious and complicated process. There is a lot of bankruptcy paperwork and you need to be sure of what forms you are required to fill. You are required to fill ... ......[Read More]
Negatives of Chapter 7

Negatives of Chapter 7

Chapter 7 means losing the use of your credit cards.Debt concept - cutting a credit card image by Sophia Winters from Fotolia.comIf you have hit a financial dead end, there may be advantages to filing for Chapter 7 bankruptcy. Not only will Chapter 7 discharge unsecured debt, but it also.........[Read More]
IVA and Bankruptcy - The Advantages

IVA and Bankruptcy - The Advantages

IVAs (Individual Voluntary Arrangements) and bankruptcy are both forms of insolvency. They're both legally binding solutions which allow people who can't afford to repay their debts to clear them - by repaying what they can and writing off the rest.......[Read More]
Regaining Financial Control to Avoid Bankruptcy

Regaining Financial Control to Avoid Bankruptcy

As the continuous economic struggles plague America, the financial strain on consumers has increased dramatically. When individual debts have mounted and creditor calls for late payments and defaults have increased, then the stress on borrowers can often be enormous. Certain actions can be taken to ......[Read More]
How to Manage a Joint Banking Account for Couples

How to Manage a Joint Banking Account for Couples

Money can be one of the biggest issues in relationships. When you make the decision as a couple to forgo your individual bank accounts for a joint account, you are adding even more focus on the financial aspect of your relationship. Your handling of a joint account will determine how your financial ......[Read More]
Is it Better to Buy or Lease a Car After Bankruptcy?

Is it Better to Buy or Lease a Car After Bankruptcy?

Evaluate your options and incentives. Remember, you are buying the financing.......[Read More]
Orthopedic Clinical Specialist Certification

Orthopedic Clinical Specialist Certification

In 1978, the American Physical Therapy Association, a professional organization, established the Orthopedic Clinical Specialist certification. A physical therapist who already possesses a solid education and experience record may specialize in a particular field or type of physical therapy. Earning ......[Read More]
Can I File for Chapter 13 Bankruptcy & Buy a Home?

Can I File for Chapter 13 Bankruptcy & Buy a Home?

Filing bankruptcy won't do your credit score any good, but it need not destroy your credit forever. If you file for Chapter 13 personal bankruptcy, you may be able to qualify for a mortgage with a good interest rate even before you complete the debt-repayment plan. If you finish the plan before appl......[Read More]
How to Find Bankruptcy Alternatives Online

How to Find Bankruptcy Alternatives Online

Finding bankruptcy alternatives doesn't have to be difficult. Even better, you don't have to pay a fortune for it, and in some cases, you don't even have to leave your house to get it. Today, plenty of help with bankruptcy issues, including finding alternatives, can be found online.........[Read More]
Declare Bankruptcy - Why Would You Ever Declare Bankruptcy

Declare Bankruptcy - Why Would You Ever Declare Bankruptcy

Are you under a lot of financial stress and your debts just keep piling up?Does it ever feel like there is no way out and that you will never get to a point where you can manage your finances?You could declare bankruptcy, but that is a very scary situation.Here is what you are looking at and another......[Read More]
The Various Ways Bankruptcy Courts Work

The Various Ways Bankruptcy Courts Work

If you are advised by your legal advisor to opt for bankruptcy to overcome an unmanageable debt situation, it is important to know the various rules followed by bankruptcy courts, and the work methods followed by them. ......[Read More]
Debt Consolidation Loan Advice

Debt Consolidation Loan Advice

The purpose of a debt consolidation loan is to combine multiple debts into one payment. There are benefits and disadvantages to debt consolidation, depending on the purpose of the consolidation and the type of loan. Debt consolidation can end up costing you more money over the life of the loan--espe......[Read More]
Bankruptcy Motions - Learn About the Standard Set of Motions a Bankruptcy Case Goes Through

Bankruptcy Motions - Learn About the Standard Set of Motions a Bankruptcy Case Goes Through

It is not uncommon for a bankruptcy case to go through several phases or bankruptcy motions. Sometimes, even the creditors may file a motion to dismiss bankruptcy, suspecting a possible fraud from the debtor.......[Read More]
How to Pay Off Debt Quicker

How to Pay Off Debt Quicker

According to CreditCards.com, the average American household has over $15,000 in credit card debt. As of March 2010, the Federal Reserve reports that there is over 2.45 trillion dollars in consumer debt in the country. With numbers like these, it's no wonder that Americans are increasingly looking f......[Read More]