Bankruptcy : Business & Finance

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Why Do You Need a Bankruptcy Lawyer?

Why Do You Need a Bankruptcy Lawyer?

Filing for bankruptcy is a huge step towards redeeming yourself from the current financial fix you have drowned in. You may not always be in the right mind or have the knowledge to undergo the entire process and procedure of bankruptcy filing on your own. Therefore, you may need the assistance and s......[Read More]
How to File Bankruptcy

How to File Bankruptcy

From time-to-time, consumers are faced with such tremendous financial hardship that they must decide whether to file for bankruptcy. The decision to file for bankruptcy should not be taken lightly and it should only be made after adequate research. If you are at a point in your financial life wher......[Read More]
Cram Downs In Bankruptcy

Cram Downs In Bankruptcy

One of the most useful tools is bankruptcy is called the "cram down." This allows debtors using Chapter 13 bankruptcy, with a car loan, to pay the value of the car instead of the amount owing on the loan. Learn about how this works and about potential caveats with this article.......[Read More]
Knowing The Chapter 7 Bankruptcy Timeline

Knowing The Chapter 7 Bankruptcy Timeline

In this article, the Authorgivesbasicstime line of a chapter 7 bankruptcy procedure so you can know more or less what to expect when you file chapter 7 bankruptcy.If you are unfortunate enough to have to file chapter 7 bankruptcy,it is always helpful to have a basic overview of what will happen duri......[Read More]
How to Get Out of a Mortgage Mess

How to Get Out of a Mortgage Mess

According to the Los Angeles Times, as of Sept. 30, 2009, one in seven mortgages was past due or in foreclosure, or 14.41% of all homes in the United States. Though MBA Chief Economist Jay Brinkmann expects the foreclosure rate to peak at the end of 2010, many families are still not out of the woods......[Read More]
How to Get Housing After Bankruptcy

How to Get Housing After Bankruptcy

Moving, whether it's to a rental of buying a home, can be very difficult when you don't have a great credit report. When we talk about how to get housing after bankruptcy we're talking about ... ......[Read More]
What is Bankruptcy Court?

What is Bankruptcy Court?

There are some differing kinds of the bankruptcy court that exist, including the federal bankruptcy court, but whatever one especially you have an interest in learning more about, there are some basic things that you're going to need to grasp. Especially if you are in financial troubles yoursel......[Read More]
How to Bring Your Accounts Current and Avoid Bankruptcy

How to Bring Your Accounts Current and Avoid Bankruptcy

As a former employee of a major financial institute, I saw my share of customers falling further and further behind in their payments. Unfortunately, our account was not an isolated case. If they were behind with us, it was very likely they were behind in their other accounts as well. Though I cou......[Read More]
Is HAMP a Colossal Failure? What Is Next for Homeowners Seeking Loan Modification?

Is HAMP a Colossal Failure? What Is Next for Homeowners Seeking Loan Modification?

The Home Affordable Modification Program began in March 2009 and it could not be clearer that HAMP is a colossal failure. The Obama administration set a goal to help 3 to 4 million American homeowners. HAMP has only helped a tiny portion of that goal and has not reached the vast majority of American......[Read More]
How Much Money Does a Medical Coder Earn in Tennessee?

How Much Money Does a Medical Coder Earn in Tennessee?

Typing away in Tennessee in something akin to a foreign language, medical coders (also called medical billers, medical health technicians, coding specialists and medical records technicians) ensure a computer record trail of information about a patient's health coverage, procedures, medication and i......[Read More]
Wisconsin Bankruptcy Basics

Wisconsin Bankruptcy Basics

Filing for bankruptcy allows Wisconsin residents to avoid being ruined by debt.bankruptcy 2 image by Sorin Alb from Fotolia.comBankruptcy laws allow individuals and businesses overwhelmed by debt to pay off creditors by dividing all assets among creditors. Filing for bankruptcy is a.........[Read More]
Is an IRA Protected From a Lawsuit?

Is an IRA Protected From a Lawsuit?

An IRA is a tax-advantaged retirement account that people can contribute to, puting aside money for their post-working years. However, money in an IRA might not be protected from creditors or lawsuits.......[Read More]
When to File for a Chapter 7 or Chapter 13 Cases

When to File for a Chapter 7 or Chapter 13 Cases

Sometimes when it rains, it pours. This statement is especially true for those individuals, companies, big and small businesses, families, and the like, facing bankruptcy. Thankfully, all hope is not lost. You have two common ... ......[Read More]
Bankruptcy - Signs of Continuing Economic Problems

Bankruptcy - Signs of Continuing Economic Problems

The Great Recession has come and gone. Well, at least according to economists. For those of us living in the real world, there are some serious doubts that it has passed. The statistics coming out ... ......[Read More]
Things To Remember Before Filing For A Bankruptcy

Things To Remember Before Filing For A Bankruptcy

Money is also another thing to think about in filing for a bankruptcy. Payments must be made which will be dependent upon the type of bankruptcy you filed. The fees usually range around $300-$500. Then, deciding to get a lawyer is also another thing to consider. A bankruptcy lawyer can help in makin......[Read More]
Debt Settlement Attorney Analyzes Mortgage Loan Modification And Bankruptcy

Debt Settlement Attorney Analyzes Mortgage Loan Modification And Bankruptcy

A great way to deal with your debt is to discuss with your creditors for an amendment. The experiences of countless a bankruptcy lawyer in Las Vegas implies that this might not be the best remedy, specially compared to the important things about declaring Chapter 7 or 13. This information will show ......[Read More]
Why Seniors Are Leading The Bankruptcy Charge

Why Seniors Are Leading The Bankruptcy Charge

Why are seniors today filing bankruptcy in record numbers?Find out the reason why, as well as why bankruptcy is not always the best or only option for you when you are having severe financial difficulties.......[Read More]
How to Calculate Unused Debt Capacity

How to Calculate Unused Debt Capacity

Debt capacity may sound like a confusing financial term, but it refers simply to the amount an individual or organization can borrow. Specifically, it refers to the amount of funding an organization can borrow before becoming financially constrained. This point varies by industry and business. The j......[Read More]
You Can File For Bankruptcy Online

You Can File For Bankruptcy Online

I suppose that it is a sign of the times that you can file for bankruptcy online. Whether it is indicative of the rough economic times or the trend of modern technology, I suppose is debatable.......[Read More]
Don't File Bankruptcy! - How New Bankruptcy Laws Make Debt Settlement a Better Option

Don't File Bankruptcy! - How New Bankruptcy Laws Make Debt Settlement a Better Option

You will not attain any advantages if you declare yourself bankrupt. Instead, you will be surrounded by countless troubles. We are unable to see these problems as they are not very apparent. Hence don't file bankruptcy. If you problems related to credit card payments, there are much better and ......[Read More]