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RESPA Limits on Escrow Accounts

RESPA Limits on Escrow Accounts

The Real Estate Settlement Procedures Act (RESPA) was passed in 1974 and is enforced by the U.S. Department of Housing and Urban Development (HUD). RESPA is a federal law that was enacted to protect the buyers of residential real estate from excessive closing costs. The regulation of escrow accounts......[Read More]
Ethics for a Bank Teller

Ethics for a Bank Teller

Business ethics promotes the values a society or culture finds acceptable. Many companies create a code of ethics for their employees to follow which ensure that patrons are treated with respect. Bank tellers are required to follow ethical standards which should make sure that employees do not take......[Read More]
The Theory of Selling Short

The Theory of Selling Short

Profitability is the financial motivation for investment practices. Companies successful in production and distribution offer lucrative investment opportunities in the market. Short selling, however, is an alternative way to make a profit in the market from companies, stocks or assets facing an econ......[Read More]
How to Buy Stock on Xetra

How to Buy Stock on Xetra

The XETRA is an electronic financial instrument trading system. Launched in 1997 for the Frankfurt Stock Exchange, it has grown to execute 90 percent of German-listed stocks and serves as a platform in Ireland, Shanghai and Vienna. Although trading on the XETRA platform has benefits, such as capit......[Read More]
Banking Sector Risks

Banking Sector Risks

As the banking industry has gotten more complex in the kinds of investments it makes and the financial operations it performs, it has also gotten more sophisticated in the ways that it manages risk. Much controversy has followed from the risk that is involved in the activities of banking and how thi......[Read More]
Can You Buy IPO Stock?

Can You Buy IPO Stock?

An initial public offering, when a business offers shares in the company for the first time to the general public, can be some of the hottest and most lucrative investments. For example, social site LinkedIn's IPO nearly tripled in value its first day. But individual investors usually have to wait a......[Read More]
About Offshore Investment Accounts

About Offshore Investment Accounts

Offshore banking refers to any type of bank account you have in a country other than your own. People who live in England with bank or investment accounts in the United States are banking offshore. Offshore investment accounts are set up primarily as a tax and liability reduction strategy and can be......[Read More]
Importance of International Investment

Importance of International Investment

International investment is central to the modern economy. The specific "importance" of investing abroad, especially in the developing world, is a more complex understanding. The importance of foreign direct investment (FDI) lies in what that investment can do to increase efficiency and change the l......[Read More]
How to Invest in Green Products

How to Invest in Green Products

Investing in green products is one way that you can do your part to make your society more sustainable. Public awareness of the economic potentials of green products and sustainable lifestyles is growing, and those who get in on the ground floor are bound to make a profit as well as do something pos......[Read More]
About Freight Brokerage Businesses

About Freight Brokerage Businesses

Freight brokerage businesses are critical third party service providers that help shippers find carriers for their merchandise. This service connection helps to ensure that after a company sells a product that they can get it to their customer, regardless of what the item is or where the customer li......[Read More]
How to Send Parcels Cheaply

How to Send Parcels Cheaply

Almost everyone sends a parcel at some point or another, whether it be a care package to a friend or loved one, a gift, or an item that someone bought from you in an on-line auction. When sending a package, it is ideal to find the cheapest shipping rate that you can. To find the best rates, you can ......[Read More]
How to Clean Foreclosures for Banks

How to Clean Foreclosures for Banks

Cleaning foreclosures for banks can be a very profitable business. When a property is taken back by the bank, the residents more than likely left in a hurry or just left everything they didn't want in the residence. There was no fear of losing a deposit as there would be with a rental. The condition......[Read More]
How to Invest in Property in India

How to Invest in Property in India

The Indian property market represents a high-growth asset class attractive both to domestic and international investors alike. The growth in Indian population is likely to result in even higher demand for housing, driving up the price of the real estate.However, the Indian pr......[Read More]
How to Teach Bank Reconciliation

How to Teach Bank Reconciliation

Bank reconciliations are an accounting process where companies match all items posted in their cash account to the bank statement. This process is typically done on a monthly basis, although larger organizations with several cash or bank transactions may reconcile the account daily or weekly. Reconc......[Read More]
Risks of Bank Repurchase Agreements

Risks of Bank Repurchase Agreements

Bank repos are short-term collateralized loans.money money money image by Tribalstar from Fotolia.comBank repurchase agreements are a cornerstone of the multibillion-dollar money market. Repurchase agreements, known as Repos, involve the sale and purchase of an asset at the same time. The.........[Read More]
What Does a F1 Bank Rating Mean?

What Does a F1 Bank Rating Mean?

An F1 rating is the highest rating that international agency Fitch Ratings has for issuers of short-term debt. Specifically, an F1 rating "indicates the strongest capacity for timely payment of financial commitments relative to other issuers or obligations in the same country."......[Read More]
How to Make a Discover Bank Deposit

How to Make a Discover Bank Deposit

Funds can be deposited into your Discover bank account in different ways. From a wire transfer, to doing an online or phone electronic transfer to sending checks with applicable information to the Discover Bank headquarters by mail, you have multiple options for depositing money into your account. C......[Read More]
How Much Does a Bank Teller Make in Texas?

How Much Does a Bank Teller Make in Texas?

Bank tellers are the first line of customer service at a bank. They do everything from selling customers account upgrades to processing loan payments. Some of their other common duties include cashing checks and processing deposits. They must do these tasks accurately and quickly. Their salaries are......[Read More]
How to Start a Commercial Finance Company

How to Start a Commercial Finance Company

Manufacturing and wholesale businesses rely on commercial finance companies to fund their business activities. A commercial finance company makes loans to these specialized businesses that are secured by the company's inventory, machine equipment or accounts receivables. Having enough capital on han......[Read More]
How to Open a Mortgage Company

How to Open a Mortgage Company

Independent mortgage companies represent a variety of home financing lenders and can help consumers find the best plan to fit their needs. A mortgage company grows by referrals, repeat business and targeted marketing efforts. Master the basics to become successful as you learn how to open a mortgage......[Read More]