Consumer Law & fraud : Law & Legal & Attorney

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State Attorney General's Duties

State Attorney General's Duties

In the District of Columbia, the Mayor appoints the Attorney General.united states of america image by Vladislav Gajic from Fotolia.comState Attorney Generals are the chief legal officers of states, the District of Columbia, commonwealths and United States territories, according to the.........[Read More]
Connecticut New Home Warranty Act

Connecticut New Home Warranty Act

Connecticut's New Home Warranties Act was most recently amended in 2007 and aims to regulate disputes between builders, subcontractors and buyers of new-build homes and home improvements in the state. The passage of the act was an attempt to protect homebuyers from substandard materials or poor work......[Read More]
How to Mount Speedplays to Sidi Shoes

How to Mount Speedplays to Sidi Shoes

Turning a Sidi cycling shoe over reveals a combination of holes. These holes allow you to attach various designs of cleat, including those produced by Speedplay. Speedplay cleats feature a unique design that allows the cleat to engage Speedplay brand pedals. Each cleat assembly includes a plastic ba......[Read More]
Statute of Limitations on Judgments in Lexington, Kentucky

Statute of Limitations on Judgments in Lexington, Kentucky

Many people who have never endured a civil trial are unaware that the entry of judgment is, at times, only the beginning. Even those who are victorious in a civil action often face a second legal hurdle: collecting on the judgment. In Kentucky, as in other states, collection efforts often involve a ......[Read More]
Bankruptcy and Mortgage Modification

Bankruptcy and Mortgage Modification

Current law does not allow bankruptcy judges to modify mortgages in Chapter 13. However, a debtor may obtain a mortgage modification through the government modification program. Whether a debtor files for bankruptcy before or during the modification process may affect how the lender responds.......[Read More]
Section 149 of the Consumer Credit Act

Section 149 of the Consumer Credit Act

Section 149 of the Consumer Credit Act discusses reasonable penalty fees on open-end consumer credit plans. The laws of this act are regulated and overseen by the U.S. Federal Deposit Insurance Corporation (FDIC).......[Read More]
EPA Regulations for Oil Skimmers

EPA Regulations for Oil Skimmers

Oil skimmers are a part of the Environmental Protection Agency's federal regulations for "oil pollution, control and spill prevention." Under these regulations, you will find several paragraphs relating directly to oil skimmers.......[Read More]
North Carolina Lemon Law on Used Cars

North Carolina Lemon Law on Used Cars

A lemon law protects consumers from losing their money on a product that is unsatisfactory. In the case of used cars, a lemon would be a vehicle requiring expensive repairs to function properly. While some states extend their lemon laws to cover used cars, North Carolina is not one of those states. ......[Read More]
New Hampshire Credit Card Debt Laws

New Hampshire Credit Card Debt Laws

New Hampshire law protects consumer from unfair credit practices.Debt concept - cutting a credit card image by Sophia Winters from Fotolia.comThe state of New Hampshire has implemented several laws that protect consumers from unfair credit card company practices. The state requires credit.........[Read More]
How to File a Credit Dispute of Student Loan Transfers

How to File a Credit Dispute of Student Loan Transfers

If you have a student loan, your current loan holder is required to notify you before selling the loan. In some cases, you may decide to transfer the loan balance from one company to another offering a lower interest rate. Regardless of the reason for the change in ownership, it is important that yo......[Read More]
Advertising Policies & Procedures

Advertising Policies & Procedures

TV commercials are ads that should not mislead customers.tv control and tv 3 image by chrisharvey from Fotolia.comA number of companies or service providers purchase space in magazines, time on television or radio or space on outdoor billboards to advertise their products. The.........[Read More]
Consumer Tire Laws

Consumer Tire Laws

In the United States, auto accidents are a significant cause of death each year. In 2006, auto accidents were the leading cause of death for children and young adults. Well-maintained tires may prevent auto accidents and other injuries. Federal law implemented a tire quality rating.........[Read More]
How to Remove A Judgment From Your Credit Report In Less Than 30 Days

How to Remove A Judgment From Your Credit Report In Less Than 30 Days

A judgment on your credit report can have a negative effective on your credit rating. If you find that a judgment is being reported in error, there are steps that you can take to get it removed within 30 days.

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Who Regulates Merchant Card Services?

Who Regulates Merchant Card Services?

The Payment Card Industry Security Standards Council, or PCI SSC, regulates merchant card services, according to Merchant Warehouse. PCI SSC sets global requirements to ensure the security of customer credit card and debit card accounts.......[Read More]
How to Report Credit Accounts to Credit Bureau

How to Report Credit Accounts to Credit Bureau

If you have a business where others are responsible for paying you a fee for a product, it is important to have access to credit bureau reporting. It is almost a given that some customers at some time will default on payment. If they fail to repay what they owe, report them to a collections agency i......[Read More]
Comcast Cable Theft Laws

Comcast Cable Theft Laws

Unauthorized use of cable services is considered theft.cable modem image by IKO from Fotolia.comUnauthorized use of cable services is considered cable theft. However, there are levels of theft that range from intentional to unintentional theft. A person who actively sets out to use a.........[Read More]
California State Law on Enforcing Judgment Rights

California State Law on Enforcing Judgment Rights

In California, creditors are responsible for collecting their own judgments. The court enters the order and the necessary documentation that requires debtors to pay their obligations. Collecting the debt hinges on whether the debtor owns any property or assets.......[Read More]
Debt Collection Letter Requirements for California

Debt Collection Letter Requirements for California

A debt collection letter must not violate certian California regulations.woman reading a letter image by Peter Baxter from Fotolia.comThe state of California regulates what may be included in a debt collection letter. The Rosenthal Fair Debt Collection Practices Act regulates all debt.........[Read More]
The Legal Definition of a Levy

The Legal Definition of a Levy

A levy is an unpaid debt and can take various forms: seizure of property to pay a judgment, a fine, or a tax.The IRS may levy, that is, seize, property, bank account funds, boats, or any assets of a delinquent taxpayer the IRS can find. Proceeds from a sheriff's sale of a debtor's proper......[Read More]
How do I Attach the Debtor's Bank Account?

How do I Attach the Debtor's Bank Account?

If you want to attach a debtor's bank account, you need to have a judgment from the court allowing you to collect the debt. Without a court order, you do not have the legal authority to seize the account or its funds. Getting the court order, however, is just the beginning. <......[Read More]