Consumer Law & fraud : Law & Legal & Attorney

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Connecticut New Home Warranty Act

Connecticut New Home Warranty Act

Connecticut's New Home Warranties Act was most recently amended in 2007 and aims to regulate disputes between builders, subcontractors and buyers of new-build homes and home improvements in the state. The passage of the act was an attempt to protect homebuyers from substandard materials or poor work......[Read More]
How to Mount Speedplays to Sidi Shoes

How to Mount Speedplays to Sidi Shoes

Turning a Sidi cycling shoe over reveals a combination of holes. These holes allow you to attach various designs of cleat, including those produced by Speedplay. Speedplay cleats feature a unique design that allows the cleat to engage Speedplay brand pedals. Each cleat assembly includes a plastic ba......[Read More]
Statute of Limitations on Judgments in Lexington, Kentucky

Statute of Limitations on Judgments in Lexington, Kentucky

Many people who have never endured a civil trial are unaware that the entry of judgment is, at times, only the beginning. Even those who are victorious in a civil action often face a second legal hurdle: collecting on the judgment. In Kentucky, as in other states, collection efforts often involve a ......[Read More]
How to Avoid Being Sued by a Credit Card Company

How to Avoid Being Sued by a Credit Card Company

During tough economic times many people lean on their credit cards to pay for everyday expenses such as groceries and gasoline for their vehicle. Before many people know it, their credit cards are maxed out and the struggling family is unable to pay their bills on time. This delinquency can lead to ......[Read More]
Bankruptcy and Mortgage Modification

Bankruptcy and Mortgage Modification

Current law does not allow bankruptcy judges to modify mortgages in Chapter 13. However, a debtor may obtain a mortgage modification through the government modification program. Whether a debtor files for bankruptcy before or during the modification process may affect how the lender responds.......[Read More]
The Advantages of Buying an Historic Home

The Advantages of Buying an Historic Home

Historic homes often captivate potential buyers charmed by the home's character and eager to own a piece of history. The National Register of Historic Places, or alternatively a city's historical organization, designates a home as historic if the structure exhibits a distinctive architectural appear......[Read More]
Section 149 of the Consumer Credit Act

Section 149 of the Consumer Credit Act

Section 149 of the Consumer Credit Act discusses reasonable penalty fees on open-end consumer credit plans. The laws of this act are regulated and overseen by the U.S. Federal Deposit Insurance Corporation (FDIC).......[Read More]
EPA Regulations for Oil Skimmers

EPA Regulations for Oil Skimmers

Oil skimmers are a part of the Environmental Protection Agency's federal regulations for "oil pollution, control and spill prevention." Under these regulations, you will find several paragraphs relating directly to oil skimmers.......[Read More]
North Carolina Lemon Law on Used Cars

North Carolina Lemon Law on Used Cars

A lemon law protects consumers from losing their money on a product that is unsatisfactory. In the case of used cars, a lemon would be a vehicle requiring expensive repairs to function properly. While some states extend their lemon laws to cover used cars, North Carolina is not one of those states. ......[Read More]
Definition of a Land Warrant

Definition of a Land Warrant

According to The Free Dictionary, a land warrant in the United States is issued by a municipality's land office. The document outlines who has the authority to claim ownership of a piece of public land.......[Read More]
How to File a Credit Dispute of Student Loan Transfers

How to File a Credit Dispute of Student Loan Transfers

If you have a student loan, your current loan holder is required to notify you before selling the loan. In some cases, you may decide to transfer the loan balance from one company to another offering a lower interest rate. Regardless of the reason for the change in ownership, it is important that yo......[Read More]
Water Laws for Homeowners & Neighbor's Drainage in Cohasset, Massachusetts

Water Laws for Homeowners & Neighbor's Drainage in Cohasset, Massachusetts

Cohasset, Mass. regulates storm water runoff.flood image by Gail Ranney from Fotolia.comThe bylaws of Cohasset, Mass., regulate drainage under a variety of circumstances as required by the federal Clean Water Act. The purposes of the Cohasset Stormwater Management Bylaws are: To prevent.........[Read More]
Consumer Tire Laws

Consumer Tire Laws

In the United States, auto accidents are a significant cause of death each year. In 2006, auto accidents were the leading cause of death for children and young adults. Well-maintained tires may prevent auto accidents and other injuries. Federal law implemented a tire quality rating.........[Read More]
Who Regulates Merchant Card Services?

Who Regulates Merchant Card Services?

The Payment Card Industry Security Standards Council, or PCI SSC, regulates merchant card services, according to Merchant Warehouse. PCI SSC sets global requirements to ensure the security of customer credit card and debit card accounts.......[Read More]
How to Report Credit Accounts to Credit Bureau

How to Report Credit Accounts to Credit Bureau

If you have a business where others are responsible for paying you a fee for a product, it is important to have access to credit bureau reporting. It is almost a given that some customers at some time will default on payment. If they fail to repay what they owe, report them to a collections agency i......[Read More]
Comcast Cable Theft Laws

Comcast Cable Theft Laws

Unauthorized use of cable services is considered theft.cable modem image by IKO from Fotolia.comUnauthorized use of cable services is considered cable theft. However, there are levels of theft that range from intentional to unintentional theft. A person who actively sets out to use a.........[Read More]
California State Law on Enforcing Judgment Rights

California State Law on Enforcing Judgment Rights

In California, creditors are responsible for collecting their own judgments. The court enters the order and the necessary documentation that requires debtors to pay their obligations. Collecting the debt hinges on whether the debtor owns any property or assets.......[Read More]
Debt Collection Letter Requirements for California

Debt Collection Letter Requirements for California

A debt collection letter must not violate certian California regulations.woman reading a letter image by Peter Baxter from Fotolia.comThe state of California regulates what may be included in a debt collection letter. The Rosenthal Fair Debt Collection Practices Act regulates all debt.........[Read More]
Grohe Warranty Information

Grohe Warranty Information

Grohe is an American manufacturer of consumer kitchen and bathroom fixtures, although the company predominantly develops and sells premium faucets. Grohe is also well-known for offering a lifetime warranty to all consumers who purchase their products.......[Read More]
How to Dispute a Judgment With the Credit Bureaus

How to Dispute a Judgment With the Credit Bureaus

Under the Fair Credit Reporting Act (FCRA) established in 1970, credit reporting agencies must follow specific regulations involving the data on your credit report. If a judgment appears on your credit report and you disagree with it, you have the right to dispute the judgment with the credit bureau......[Read More]