Insurance Law : Law & Legal & Attorney

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How to Lease a Small Car

How to Lease a Small Car

Leasing a small car follows the same procedures for leasing a standard sized car or a large family van. There are various differences between leasing a car on a short-term plan and leasing a car for a long period of time, such as leasing conditions and down payments. You should let the leasing compa......[Read More]
How to Find an Attorney to Help With Medical Insurance Coverage Questions

How to Find an Attorney to Help With Medical Insurance Coverage Questions

When you have questions about medical insurance coverage, sometimes it can be hard to know who to turn to. You should always get an expert opinion when it comes to health insurance coverage, but you might not fully trust a medical insurance agent. If you have questions or if you have a complex medic......[Read More]
Texas Car Insurance Regulations

Texas Car Insurance Regulations

Texas has a system to ensure that drivers obtain insurance or are penalized if they don't. Be sure you are insured before hitting the roads in Texas.......[Read More]
The Property Rights of a Wife After a Husband's Death

The Property Rights of a Wife After a Husband's Death

A wife may inherit her deceased husband's assets through careful estate planning or by operation of law. Some circumstances require that a wife open a probate court case to obtain ownership of a decedent husband's assets. Each state has an individual set of laws governing a wife's rights to inherit......[Read More]
Unfair Claims Settlement Practices Act

Unfair Claims Settlement Practices Act

Each state in the United States enacted a version of the Unfair Claims Settlement Practices Act or a very similar type of legislation. The Unfair Claims Settlement Practices Act governs the conduct of nearly all types of insurance companies in regard to their claims settlement procedures. The only t......[Read More]
How to Purchase Life Insurance on Child's Father

How to Purchase Life Insurance on Child's Father

Wedded parents typically take out life insurance in the event that one parent dies. The objective is to ensure that funds are available to support the family, particularly the children, should the death of a parent cause a decrease in income. If you are a mother, divorced from the father of your chi......[Read More]
The Consequences of an Uninsured Driver

The Consequences of an Uninsured Driver

The consequences of being caught driving without insurance can be steep depending upon each situation. Most states have penalty fees for uninsured drivers. A driver caught without insurance may have his or her license and registration suspended. Additionally, the vehicle may be impounded. Uninsured ......[Read More]
What Are the Differences Between Property and Casualty Insurance and Auto Insurance?

What Are the Differences Between Property and Casualty Insurance and Auto Insurance?

Just about everyone purchases insurance at some point. Whether it be automobile insurance that protects against loss arising from an automobile accident, or insurance purchased to protect your home or business, insurance products help lessen the risk of undue loss incurred by a business or individua......[Read More]
Homeowner's Rights & Insurance

Homeowner's Rights & Insurance

Homeowners have rights to file certain claims under their homeowner's policy. The insurance policy represents a contract, which outlines the applicable coverage when a covered loss occurs. In addition, liability coverage provides protection when someone else files a claim against the homeowner for......[Read More]
What Is a Proof of Loss Statement?

What Is a Proof of Loss Statement?

A proof of loss statement is a document used with insurance companies. It is a formal document an insured party prepares and forwards to their insurance company when a type of loss occurs.......[Read More]
Statute of Limitations on an Auto Accident

Statute of Limitations on an Auto Accident

When involved in an auto accident, each state allows a set amount of time to file a claim against the other person. The statue of limitations is designed to protect parties from stale, dated claims.......[Read More]
How to Convert a Home Into a Vacation Rental Property

How to Convert a Home Into a Vacation Rental Property

Making the decision to convert your home into a vacation rental property requires a comprehensive plan. There are some specific steps that you need to take to ensure that you appropriately prepare to turn your home into a profitable investment property as a vacation rental.......[Read More]
Federal Employers Liability Act

Federal Employers Liability Act

Railroad employees that work with companies who perform interstate commerce have a federal remedy that in lieu of traditional worker's compensation. The Federal Employers Liability Act has protected railroad workers from employer negligence. Under this law the employee does not even need to prove 10......[Read More]