Health & Medical Insurance : Insurance

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Where does the road to reform lead?

Where does the road to reform lead?

No matter who you ask about reform, you will never get quite the same answer. Whilst most may agree the current system is broken, there's no real agreement on how to fix it. It's all ... ......[Read More]
Whole Life Insurance Policies: Collateral for Purposes of Receiving Loans

Whole Life Insurance Policies: Collateral for Purposes of Receiving Loans

The whole life policy guarantees a payout if left active by the end of the coverage or policy term. Life insurance should be featured in the financial planning process. Therefore, it is advisable to undertake ... ......[Read More]
Making a successful injury compensation claim

Making a successful injury compensation claim

In order to make a successful personal injury compensation claim you must have been injured as a direct result of someone or organization's negligence. This can be something that they have done or failed to ... ......[Read More]
Benefits of Short Term Health Insurance

Benefits of Short Term Health Insurance

Young adults are all too often caught up in their busy life styles and milestone events. From a new career and home to graduation it's easy to be sucked into a whirlwind forgetting about the ... ......[Read More]
Getting Insurance Reimbursement for Your Compression Stockings

Getting Insurance Reimbursement for Your Compression Stockings

Patients who suffer from varicose veins or other venous disorders may be required to wear compression stockings as part of their treatment. Compression stockings can be expensive; however they may be covered by your medical ... ......[Read More]
Requirement of Affordable Health Insurance

Requirement of Affordable Health Insurance

Health is wealth. If health is not good, the charm of every activity is over - you can't sit, you can't stand, you can't move, you can't attend to any job, your mind and body ... ......[Read More]
Be Honest When Buying A Health Insurance Plan!

Be Honest When Buying A Health Insurance Plan!

Purchasing health insurance can be tough, especially if a person has a pre-existing conditions. Many insurers will reject them entirely, citing the increased cost they represent. Meanwhile, the options open to them can come with ... ......[Read More]
No Medical Exam Insurance Covers - More of This Insurance Choice

No Medical Exam Insurance Covers - More of This Insurance Choice

Many people feel the need to take life insurance to secure their families' and their own future. However, the process of getting insurance is tedious since an applicant needs to undergo various medical tests and ... ......[Read More]
Does My Smoking Habit Affect My Insurance Rates?

Does My Smoking Habit Affect My Insurance Rates?

You already know that your smoking habit is bad for your health and may affect many aspects of your life, including your job and your social interactions. And you probably also know that because you ... ......[Read More]
How Is Medicare Calculated?

How Is Medicare Calculated?

QualificationsIf you are 65 or older, and a citizen of the United States---or if you have been a legal resident of the United States for 5 continuous years---you are eligible for Medicare, whether you are eligible for Social Security or not. You can join Original Medicare or one of.........[Read More]
Does Medicare Insurance Cover Dental?

Does Medicare Insurance Cover Dental?

Medicare is federally sponsored health insurance for Americans over age 65, or those who have certain kidney disease or have been disabled for more than two years. While Medicare covers all or part of most hospital and physician services and prescriptions, there are some services that Medicare will ......[Read More]
How to Read UCare Member ID Cards in Minnesota

How to Read UCare Member ID Cards in Minnesota

UCare Minnesota healthcare plans have an identification card that indicates your insurance benefits or member discounts to participating providers. Doctors, dentists, chiropractors, pharmacists and other participating providers will ask to see your UCare ID card before processing insurance claims or......[Read More]
How to Calculate Medicare Set-Aside

How to Calculate Medicare Set-Aside

In 1985, Congress enacted the Medicare Secondary Payer statute as a way to reduce costs for the federal government. The statute established that Medicare will not cover costs a responsible body -- such as a worker's compensation plan -- can cover on its own for the claimant. According to the Trial L......[Read More]
Comparing Medicare Insurance Plans

Comparing Medicare Insurance Plans

Medicare is the federal health insurance program for the aged. Generally, you qualify once you turn 65. Medicare consists of four parts: Part A covers hospitalization; Part B covers physicians' costs, medical equipment, X-rays and labs; Part C allows access to a system of private health insurance co......[Read More]
HSA Account Withdrawals

HSA Account Withdrawals

If you have a high-deductible health insurance plan that meets Internal Revenue Service guidelines, you can open a health savings account (HSA) to save money on a tax-deductible basis to pay for qualified health-related expenses. Unlike a flexible spending account, the funds in your HSA can roll ove......[Read More]
What Is Ohio No-Cost Health Insurance?

What Is Ohio No-Cost Health Insurance?

Ohio no-cost health insurance is another way to describe Ohio Medicaid. Ohio has two main programs open to low-income individuals: Healthy Start and Healthy Families. There are also a few other options available.......[Read More]
Minnesota Medicare Health Insurance Plans

Minnesota Medicare Health Insurance Plans

The Minnesota Medicare program helps pay some hospital and medical costs as well as dental, vision and prescription drug services for residents 65 and over. Medicare is a federal program but each state has supplemental plans which enhance coverages to meet residents' needs.......[Read More]
HIPAA Requirements for Counselors

HIPAA Requirements for Counselors

The U.S. Health Insurance Portability and Accountability Act (HIPAA) was passed in 1996 and is concerned with protecting the privacy of health information. HIPAA makes it illegal for healthcare professionals to share a patient's private health information. This includes written, oral and.........[Read More]
How to Get Insurance to Pay When it Is Denied?

How to Get Insurance to Pay When it Is Denied?

When your health insurance company denies payment of a medical bill, you may find yourself scrambling to come up with the funds to pay the debt. If you feel the insurance company has denied a bill that should have been paid under the terms of the policy, you can appeal the decision. Someone at the c......[Read More]
Types of HCFA Claim Bills

Types of HCFA Claim Bills

HCFA forms enable health care under Medicare and Medicaid.medical consent form image by Keith Frith from Fotolia.comThe HCFA, or Health Care Financing Administration, is now known as CMS, Centers for Medicare and Medicaid Services. A claim is the bill for services rendered to the insured..........[Read More]