Personal Finance : Business & Finance

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When Do You No Longer Claim Your Kids on Taxes?

When Do You No Longer Claim Your Kids on Taxes?

Income taxes are owed to the federal government based on your earnings, deductions and exemptions. Being able to claim children as dependents can reduce your annual tax bill and may even qualify you for additional reductions with the Earned Income Credit (EIC). Generally speaking, you cannot claim a......[Read More]
Do You Have to Have Food Stamps to Go to a Food Bank?

Do You Have to Have Food Stamps to Go to a Food Bank?

Millions of Americans do not have enough food. An astonishing one in six Americans is hungry, according to the Feeding America organization. Food banks help meet their needs. People do not have to have food stamps to receive food from a food bank. However, food banks can help them apply for food sta......[Read More]
About National Insurance Cards

About National Insurance Cards

National insurance cards are the British equivalent to the United States' Social Security card. These cards are sent out before a person's 16th birthday. They are used to track national insurance contributions, and are required when a person is applying for a new job or wanting to collect some sort ......[Read More]
How to Make Money Selling at Flea Markets

How to Make Money Selling at Flea Markets

As an antique dealer in the past I used to make a good days income setting up and selling the lower end and the decorative newer items at a local flea market or swap meet.......[Read More]
Can an IRA Be Rolled Into an Employer Retirement Plan?

Can an IRA Be Rolled Into an Employer Retirement Plan?

You can roll some types of individual retirement accounts (IRA) into an employer-sponsored retirement plan. Doing so may make financial planning easier, since you will only have one account to manage. However, once you move your IRA's funds, your employer's plan rules might require you to keep them ......[Read More]
What Is a Roth IRA Plan?

What Is a Roth IRA Plan?

The United States government offers retirement plans that offer a variety of tax advantages to encourage taxpayers to save for their post-working years. Roth IRAs do not require the plan to be started or maintained by an employer; instead, individuals can open a Roth IRA as long as their modified ad......[Read More]
How to Apply for Credit Card Approval

How to Apply for Credit Card Approval

Before applying for a credit card, you nee to convince the creditor that you are a good credit risk, someone who will pay the debt in a timely manner. If you are applying for credit for the first time, you may need a co-signer, or you may first need to obtain a secured credit card by posting a depos......[Read More]
Tax Questions for the Beneficiary of an IRA

Tax Questions for the Beneficiary of an IRA

When you inherit an IRA, you may have to pay tax on the proceeds you receive. This largely depends on your relationship to the original account owner. IRA proceeds need to be properly accounted for, and all IRS tax rules and regulations must be followed to avoid incurring any penalties.......[Read More]
Instructions on Balancing a Checking Account

Instructions on Balancing a Checking Account

No matter how much or how little money you have in your checking account, it is critical that you keep a close eye on your balance. Knowing how much you have to spend is the best way to avoid bounced checks, overdrafts and the associated charges these mistakes bring with them. Taking the time to bal......[Read More]
Business Finance Article

Business Finance Article

It requires a particular type of woman or man for being effective in operation financial. Even though many individuals will attempt to operate a effective business, not every person can perform so. If you're considering ... ......[Read More]
The Average Income for Social Workers in Illinois

The Average Income for Social Workers in Illinois

Social workers help people cope with and solve problems that affect their ability to function well in their daily lives. Rapid job growth is likely in this field, according to the U.S. Bureau of Labor Statistics. Job prospects should be especially good for social workers who work in rural areas or w......[Read More]
Are You a Spender or Are You a Saver?

Are You a Spender or Are You a Saver?

When it comes to money there 2 types of a person you can be. You can be a Saver or you can be a Spender. And unfortunately in this world there's a lot more spenders ... ......[Read More]
Why Should One Opt for Binary Options to Make Investment?

Why Should One Opt for Binary Options to Make Investment?

Trading in binary options has become a lucrative alternative for the short term traders, as it is very easy and simple to acknowledge the investment option. There are number of justifications which explain why the ... ......[Read More]
Make Money Trading Even When the Market is Down

Make Money Trading Even When the Market is Down

My clients often ask me if they can still make money trading stocks even when the stock market is down. The answer depends on the kind of holdings an investor has. If you hold stocks, ... ......[Read More]
Scholarships for Single Mothers Returning to School

Scholarships for Single Mothers Returning to School

Single mothers who are returning to school can receive financial support to help cover the costs of their education. The scholarships also are provided to help mothers meet living expenses and child-care costs while attending school. The scholarships are provided to help mothers gain and maintain se......[Read More]
Bank Trust Officers and Licensing Requirements

Bank Trust Officers and Licensing Requirements

Bank trust officers are not required to have a license as they do not give legal or tax advice, and do not sell investment products. Normal industry practice requires at least a bachelor's degree and a trust officer typically begins her career as a junior trust officer under the guidance of a season......[Read More]
1041 Tax Advice

1041 Tax Advice

IRS Form 1041 is not a tax form many people have to deal with on their own, but when a loved one dies, the 1041 becomes a reality. Death is a taxable event and filing a 1041 is the responsibility of a decedent's executor or surviving heirs. Knowing how to fill out this tax form can be confusing with......[Read More]
Can You Rollover an IRA Into a Non-Taxable Annuity?

Can You Rollover an IRA Into a Non-Taxable Annuity?

Annuities are not taxable as long as the money remains inside the contract. Individual retirement accounts (IRAs) aren't taxable either. However, there is a difference between the two. IRA is a label given to qualified money. You can invest it into an annuity but there are specific rules to follow.......[Read More]
History of Mobile Banking

History of Mobile Banking

Mobile banking customers now enjoy a more user-friendly service compared with the service's beginnings in the early 2000s. The decade has been a time of trial and error, as financial institutions struggle to meet consumer preferences for mobile banking features.......[Read More]