Personal Finance : Business & Finance

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How Do I Get a Free Credit Report When I Was Denied Credit?

How Do I Get a Free Credit Report When I Was Denied Credit?

Credit reports are communication maintained by credit bureaus for lenders indicating how you handle debt. The credit report documents how much debt you have and how well you paid them back. The fair credit reporting act (FCRA) entitles you to a free credit report for various reasons including denial......[Read More]
How to Dispute Overdraft Fees With Bank of America

How to Dispute Overdraft Fees With Bank of America

If you have a debit card tied to a checking account and make a purchase that is valued at more money than you actually have, this will trigger an overdraft fee. The fee is assessed automatically and can come as quite a shock if it is unexpected. You can dispute overdraft fees with Bank of America an......[Read More]
How to Protect Inheritance in a Divorce in Colorado

How to Protect Inheritance in a Divorce in Colorado

Divorce is an emotionally and financially challenging time for anyone. One concern you may have, however, is how to protect your inheritance during divorce under Colorado law. Whether you inherit property or money, make sure it stays with you after the divorce.......[Read More]
How to Calculate Net Worth for Retirement

How to Calculate Net Worth for Retirement

According to the Indiana Department of Financial Institutions, fewer than 50 percent of workers have started saving for their retirement years. Analyzing how much you own and comparing it to how much you owe is a first step toward retirement planning. This is called your net worth statement. Think o......[Read More]
Smart way in investing

Smart way in investing

There are many investment instruments that can be used to store and multiply money such as investment in business, gold, property, apartment, deposit, bond, currency, stock, etc. From variety of investment tools can be grouped ... ......[Read More]
How to Apply for SSI (Supplemental Security Income) Benefits

How to Apply for SSI (Supplemental Security Income) Benefits

Supplemental Security Income provides federal aid to people who are 65 and older, are blind or deaf or have other physical disabilities that prevent them from earning a threshold income (called the Substantial Gainful Activity). Although you can initiate your application online, you'll eventually ha......[Read More]
Retirement Plans for Business Owners

Retirement Plans for Business Owners

Small business owners historically faced challenges with retirement plan administration. Options such as 401k plans and 403b plans often cost too much to set up for a small business. The Internal Revenue Service introduced a number of plan structures designed for small business use. They limit pape......[Read More]
Microchip Technology (MCHP) Q2 FY2014 Record Net Sales, Upgraded to Buy by Mizuho

Microchip Technology (MCHP) Q2 FY2014 Record Net Sales, Upgraded to Buy by Mizuho

For the three months ended September 30, 2013, Microchip Technology Inc. (Nasdaq:MCHP) net sales, non-GAAP gross margin percentage and non-GAAP EPS all exceeded the high end of its guidance. On the second quarter of its ... ......[Read More]
What Is a Nondeductible IRA?

What Is a Nondeductible IRA?

IRAs, or individual retirement accounts, were created by the federal government to encourage people to save money for retirement. These accounts offer different tax breaks depending on the type of account that is chosen. For example, traditional IRAs usually allow contributions to be deducted from y......[Read More]
Can You Receive 401k Before Retirement?

Can You Receive 401k Before Retirement?

The 401k is a plan that some employers offer to employees through which employees can invest in a tax-sheltered retirement fund. Many employees elect to contribute a specific amount of their pay to the plan rather than receiving the pay in salary. You can tap into your 401k before you retire, but it......[Read More]
Transferring a Certificate of Deposit in a Trust

Transferring a Certificate of Deposit in a Trust

Many investors establish a revocable living trust in estate planning to help name beneficiaries and contingencies on inheritances. A revocable living trust allows the trustee to use the assets during his lifetime with the trust designations becoming irrevocable once the trustee dies. Establishing th......[Read More]
How to Make Land Profitable in Kentucky

How to Make Land Profitable in Kentucky

Centrally located in the eastern United States, the Commonwealth of Kentucky offers a number of advantages for someone looking to invest in land. The commonwealth is within a day's drive of two-thirds of the U.S. population, borders seven states, and has a variety of industrial and commercial intere......[Read More]
How to Get Student Loans for Housing With a Bank Account

How to Get Student Loans for Housing With a Bank Account

Though most schools offer financial aid packages to help students meet the cost of tuition, housing and other education expenses, when a federal or university-offered package doesn’t meet your housing needs, look to a bank for a loan. If you have a savings or checking account with a bank -- or......[Read More]
GPS Forex Robot by Mark

GPS Forex Robot by Mark

Much like many other products which have been coming out lately. Mark Larsen has 1 year of live trading proof authenticated by a broker. This is Real proof that is traded and published live on ... ......[Read More]
Can You Collect SS, Widow's Benefits and Unemployment in Massachusetts?

Can You Collect SS, Widow's Benefits and Unemployment in Massachusetts?

If you live in Massachusetts, you may be eligible to receive a number of different government benefits. These include unemployment benefits, widow's benefits -- also known as survivor's benefits -- and various types of Social Security. Each of these benefits has its own specific requirements for eli......[Read More]
How to Calculate a PPI Refund

How to Calculate a PPI Refund

If you have taken out payment protection insurance (PPI) on your loan, you may be able to reclaim any money spent, especially if you were improperly sold the policy. Many banks in the United States were found guilty of selling such policies without fully explaining their details to the borrower. Ot......[Read More]
How to Buy a Credit Report

How to Buy a Credit Report

Whether or not you can obtain a loan to buy a house or car and how high your interest rate will be depends on your credit rating. Obtaining a credit card, qualifying for a rental lease and even some jobs are also based on your credit score. Keep track of your rating by buying and reviewing your cred......[Read More]
How to Figure the Per Diem Interest on a Judgment

How to Figure the Per Diem Interest on a Judgment

You won a judgment, but what happens if you don't receive the full amount of the judgment upfront or if the person that owes you the money does not pay the judgment. In this case, you can charge interest on the amount owed until it is paid in full. The rate of interest varies by state and case, howe......[Read More]
Federal Credit Repair Organizations Act

Federal Credit Repair Organizations Act

The federal Credit Repair Organizations Act protects consumers from shady credit repair companies that prey on consumers who can least afford it. This act passed to ensure that people who are considering hiring credit repair companies receive adequate information to make an informed decision. Some c......[Read More]
Grants for Financial Assistance

Grants for Financial Assistance

The federal government provides financial assistance plans.Pennies on the Dollar - bill & pennies on a white background. image by Andy Dean from Fotolia.comThe federal government plays an important role in assisting families during financial difficulties. Financial assistance grants are.........[Read More]