Should I Leave Money in an Old 401(k)?
Leaving money in an old 401(k) can make sense when the plan is low-cost, well-managed, and offers creditor protections you value. It is usually less attractive when fees are high, investment choices are narrow, or you want simpler consolidated management. Weigh total costs, legal protections, investment flexibility, and distribution rules before deciding, and consult a qualified financial or tax professional for personalized guidance.