Should I File A Claim For A Fender Bender?
Filing an insurance claim after a minor fender bender can protect you from liability and cover repairs, but it may also raise premiums or cost more than paying out of pocket. The right choice depends on the extent of damage, who is at fault, whether anyone was injured, and the terms of your policy. This guide helps you weigh the trade-offs and decide whether to file a claim, handle repairs privately, or pursue another option.